Contact Us 804.320.5488
Navigation

 

  AUTOMOBILE   HOMEOWNERS   LIFE   BUSINESS  

Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for coverage in Virginia or North Carolina? We work with multiple carriers to bring you the best coverage, best rates and best service.
 Click any of the following links to submit a quote for quick, accurate and affordable rates.

Hear What Our Customer's Are Saying:
"The Richmond VA Insurance Agency will really strive to make you feel at home, and provide you the coverage you need."
Bobert Winston - Richmond, Virginia (Facebook)



Watercraft & Boat Insurance Customer Service Options

Richmond VA Insurance offers self-service on your policy (policies) any time of the day, directly from this website. To request a policy change on your account, click any of the following policy service options below. You may also call us at 804.320.5488, Monday through Friday, 9:00 a.m. - 5:00 p.m. or contact us online.  Richmond VA Insurance Agency welcomes the opportunity to make sure you have the insurance you need at the right cost.

Watercraft & Boat Insurance Information

Do you love taking you boat out to the river or the lake to do a little fishing, swimming or just enjoying the sunshine? Richmond VA Insurance wants you to have a safe outing on your boat, but if there is a mishap, we are here to make sure you and your boat are taken care of, and you are back out on the water as quickly as possible.

Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.    

The personal watercraft policy covers:

  • bodily injury
  • fuel spill liability
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $300,000 and can be increased to $1 million.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to Richmond VA Insurance Agency, Inc. about the type of coverage that would best suit your needs. Contact us  or call our office at 804.320.5488 to learn more about watercraft and boat insurance. We are happy to answer your questions and begin your insurance coverage today.  Richmond VA Insurance, located on Midlothian Turnpike in North Chesterfield,  is a full-service insurance agency that cares about the community and is ready to serve your insurance needs.  





 
Our Carriers Our Company Services Contact Us More Help
Home
Who We Are
Meet Our Team
Customer Service
Get A Quote
Make a Payment
Send A Message
Location Map
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook Twitter LinkedIn   
10049 Midlothian Turnpike, Suite B | North Chesterfield, VA 23235 | 804.320.5488 Powered by Insurance Website Builder

Join Our Newsletter Refer A Friend Our Partners Get A Quote