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Flood Insurance


Flood Insurance Quote Forms

Looking for coverage in Virginia or North Carolina? We work with multiple carriers to bring you the best coverage, best rates and best service.
 Click any of the following links to submit a quote for quick, accurate and affordable rates.

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"The Richmond VA Insurance Agency will really strive to make you feel at home, and provide you the coverage you need."
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Flood Insurance Customer Service Options

Richmond VA Insurance offers self-service on your policy (policies) any time of the day, directly from this website. To request a policy change on your account, click any of the following policy service options below. You may also call us at 804.320.5488, Monday through Friday, 9:00 a.m. - 5:00 p.m. or contact us online.  Richmond VA Insurance Agency welcomes the opportunity to make sure you have the insurance you need at the right cost.

Flood Insurance Information

There's something you should know: Flood losses are not covered by your homeowners insurance policy.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

    Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
    Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

    Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer.

    Option 2: Buy flood insurance and stay protected no matter what.
    When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.

    In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood.

    For more information about Flood Insurance and to find out if it's right for you, contact Randall Hall Insurance, Inc. at 804.320.5488 or email your questions and an insurance agent will reply promptly. We are happy to answer your questions and begin your insurance coverage today.  To begin a quote request, use our quick and easy quote form for Flood Insurance. Randall Hall Insurance, located on Midlothian Turnpike in North Chesterfield,  is a full-service agency that cares about the community and is ready to serve your insurance needs.  Thank you for your interest in Randall Hall Insurance, Inc.






 
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10049 Midlothian Turnpike, Suite B | North Chesterfield, VA 23235 | 804.320.5488 Powered by Insurance Website Builder

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