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Renters Insurance


Renters Insurance Quote Forms

Looking for coverage in Virginia or North Carolina? We work with multiple carriers to bring you the best coverage, best rates and best service.
 Click any of the following links to submit a quote for quick, accurate and affordable rates.

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Renters Insurance Customer Service Options

Richmond VA Insurance offers self-service on your policy (policies) any time of the day, directly from this website. To request a policy change on your account, click any of the following policy service options below. You may also call us at 804.320.5488, Monday through Friday, 9:00 a.m. - 5:00 p.m. or contact us online.  Richmond VA Insurance Agency welcomes the opportunity to make sure you have the insurance you need at the right cost.

Renters Insurance Information

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.


Contact us  or call our office at 804.320.5488 to learn more about renters insurance. We are happy to answer your questions and begin your insurance coverage today.  Randall Hall Insurance, located on Midlothian Turnpike in North Chesterfield,  is a full-service agency that cares about the community and is ready to serve your insurance needs.




 
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10049 Midlothian Turnpike, Suite B | North Chesterfield, VA 23235 | 804.320.5488 Powered by Insurance Website Builder

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